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farm loans for farmers and ranchers

whether you’re a new farmer or a seasoned rancher in business for decades, we have agriculture loan options to help you meet your goals.

first-time home buyer grants in florida: a complete overview

florida first-time home buyer grants can give you up to 5% of your mortgage toward down payment or closing cost assistance. find out if you qualify for a grant.

mortgage information | florida credit union

we offer quick, local decisions for your mortgage needs. our simple process leads you to the best mortgage product for you. click here to apply today.

every florida housing grant for people with disabilities | 2025

explore florida grants and programs that make home buying more affordable for disabled individuals. discover your options for down payment assistance today

government loans | fha, usda and va loans | winter park, fl

government loans are backed by the federal government and frequently have lower interest rates and easier qualification standards. call today: 407-641-9395.

modular & manufactured home financing - florida modular homes

florida modular homes offers the best financing for quality mobile homes and modular homes at the lowest prices in north east and central florida.

florida usda home loan mortgage lender | dash home loans

get 100% financing with usda home loans in florida. check usda loan requirements & eligibility for rural properties and apply with an approved fl usda lender!

funding for septic systems | us epa

federal and state sources of funding for septic systems, including funding targeted for tribal communities.

housing grants & loans for people with disabilities | 2025

learn about grants and home loans for disabled individuals that can make it easier and more affordable to buy your own home.

florida teacher home loan programs - fha mortgage source

florida teacher home loan programs in 2025. usda, fha, hud $100 down and hometown heroes program. getting approved down payment assistance

who qualifies as a first time homebuyer in florida?

all you need to know about the first time homebuyer program in florida!

va home loan limits | veterans affairs

if you have remaining entitlement for your va-backed home loan, find out the current loan limits and how they may affect the amount of money you can borrow without a down payment. as of 2020, if you have full entitlement, you don’t have a va loan limit.

how to apply for weatherization assistance

the u.s. department of energy's (doe) weatherization assistance program (wap) is administered at the state and local level.

apply for the georgia dream homeownership program

the georgia dream homeownership program provides affordable mortgage financing for eligible homebuyers.

usda loan florida: requirements and income limits

find out about the requirements, income limits, and the application process for a usda loan in florida. let us guide all the way to your new home!

housing services | charlotte county, fl

mission: the housing division of charlotte county human services is responsible for the oversight of the enforcement of federal and state fair housing laws. t.

brevard county housing and human services first time buyer program

brevard county housing and human services housing programs first time buyer program purchase assistance program

individual assistance

this page contains information about fema individual assistance program, including the fema individual assistance program and policy guide (iappg).

government mortgage loan info & rates | florida credit union

see current fha, va, usda mortgage rates. view requirements for government home loan rates & get started with florida credit union mortgage.

housing finance authority first-time homebuyer program - pinellas county

effective june10, 2025 (ver en español) the housing finance authority of pinellas county first-time homebuyer program could be your key to achieving...

about the down payment assistance program

the city of orlando’s down payment assistance (dpa) program provides assistance to qualified first-time homebuyers for the down payment and closing costs associated with purchasing a home. the home must be located within city limits. the amount of eligible assistance is based...

florida conventional mortgage programs & requirements

considering a conventional mortgage in florida? here’s everything you need to know about conventional loans in the sunshine state.

florida reimbursement assistance for medical education | florida department of health

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home mortgage loans & financing | wells fargo

wells fargo home mortgage offers competitive rates on a variety of home loan options. visit wells fargo today to check rates and get mortgage financing.

homebuyer down payment assistance program

qualifying homebuyers can receive an interest-free loan of up to $35,000 dollars to cover the down payment for their first home.

florida: financial assistance resources for families | childcare.gov

find resources to help you learn about, understand, and find financial assistance and support programs in florida

mobile home down payment assistance options in florida

buying a mobile home in florida is a great option for so many potential homeowners. the sunshine state has a favorable climate, lots of vibrant communities, and lots of different landscapes to live in.

fhlbank frequently asked questions

find answers to common questions about fhlbank atlanta's services, membership, and operations in our comprehensive faq section.

down payment assistance programs & grants by state 2025

learn how down payment assistance works and find first-time home buyer down payment assistance programs in your state.

florida hometown heroes program faqs for 2025 | fha source

florida hometown heroes program faqs 2025. frequently asked questions from homebuyers about hth program requirements and how to apply.

florida first-time homebuyer assistance programs | bankrate

if you're a first-time homebuyer in florida, state programs can help make homeownership more affordable and reduce your closing costs.

how to get a government loan or grant | usagov

government loans can help pay for education, housing, business, and more. federal grants are for organizations. learn the differences between grants and loans and how to apply.

"dare to own the dream" (dare)

         

dep funding opportunities | florida department of environmental protection

funding sections: water restoration | resilience and coastal protection | air quality | land and recreation | waste management  water restoration funding 

florida teacher housing grants - up to $8,000 available

get up to $8,000 in home buying grants for florida teachers and staff. explore teacher next door program, up to $15,000 in down payment assistance.

florida first-time buyer assistance programs | quicken loans

if you’re ready to buy a home in florida, programs are available to make it more affordable. read more about the state’s first-time buyer assistance programs.

resilient florida grants | florida department of environmental protection

apply for a grant awards listgrant documentsthe 2025 resilient florida application portal opened for drafting on april 1, 2025.

apply for first-time homebuyer program

are you looking to apply to the first time homebuyer program? the city's first time homebuyer program provides zero percent (0%) deferred loans to first-time, income eligible homebuyers purchasing a property in the city of miami.

florida banking | florida credit union

florida credit union is a full service financial institution providing personal loans, home loans, auto loans, business loans and checking accounts in florida.

florida first-time homebuyer programs in 2025

learn about florida first-time homebuyer grants and loans. see details on fl first-time homebuyer down payment assistance, requirements, tax credits and more.

florida usda loan information, eligibility & application | usdaloans.net

florida usda loans information, guidelines, income eligibility, usda loans property eligibility map and apply for a florida usda loan.

2025 usda eligibility map & rural property requirements

check a home’s usda loan eligibility with this easy-to-use usda property eligibility map. search an address to see if it falls within an eligible rural area.

homeowner assistance fund

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.usa-card--flag.usa-card--header-first .usa-card__media--inset { padding-top: 1.5rem; } .usa-card--flag.usa-card--media-right .usa-card__media { left: auto; right: 0; } .usa-card--flag.usa-card--media-right .usa-card__media--inset { padding-left: 0; padding-right: 1.5rem; } .usa-card--flag.usa-card--media-right .usa-card__media--inset .usa-card__img { border-radius: 0; } .usa-card--flag.usa-card--media-right .usa-card__img { border-radius: 0; border-top-right-radius: calc( 0.5rem - 2px ); border-bottom-right-radius: calc( 0.5rem - 2px ); } .usa-card--flag.usa-card--media-right .usa-card__header, .usa-card--flag.usa-card--media-right .usa-card__body, .usa-card--flag.usa-card--media-right .usa-card__footer { margin-left: 0; margin-right: 15rem; } .usa-card--flag.usa-card--media-right .usa-card__media--exdent { margin-right: -2px; margin-left: 0; } .usa-card--flag.usa-card--media-right .usa-card__media--exdent .usa-card__img { border-radius: 0; border-bottom-right-radius: 0.5rem; border-top-right-radius: 0.5rem; } } .usa-card:not(.usa-card--flag).usa-card__media--set-aspect { box-sizing: border-box; height: 0; overflow: hidden; padding: 0 0 56.25%; position: relative; } .usa-card:not(.usa-card--flag).usa-card__media--set-aspect .usa-card__img { position: absolute; bottom: 0; left: 0; right: 0; top: 0; } .era-guidance-best-practice-sites__examples .usa-card { max-width: 715px; } @media all and (min-width: 40em) { .usa-card--flag .usa-card__media { display: flex; overflow: hidden; position: absolute; bottom: 0; top: 0; position: absolute; left: 0; position: absolute; width: 15rem; } .usa-card--flag .usa-card__img { border-radius: 0; border-top-left-radius: calc( 0.5rem - 2px ); border-bottom-left-radius: calc( 0.5rem - 2px ); } .usa-card--flag .usa-card__header, .usa-card--flag .usa-card__body, .usa-card--flag .usa-card__footer { margin-left: 15rem; } .usa-card--flag .usa-card__media--exdent { margin-left: -2px; margin-right: 0; margin-bottom: -2px; margin-top: -2px; } .usa-card--flag .usa-card__media--exdent .usa-card__img { border-bottom-left-radius: 0.5rem; border-top-left-radius: 0.5rem; } .usa-card--flag .usa-card__media--inset { padding-right: 0; padding-bottom: 1.5rem; } .usa-card--flag .usa-card__media--inset .usa-card__img { border-radius: 0; } .usa-card--flag.usa-card--header-first .usa-card__header { padding-bottom: 0.5rem; } .usa-card--flag.usa-card--header-first .usa-card__body { padding-top: 0.5rem; } .usa-card--flag.usa-card--header-first .usa-card__media--inset { padding-top: 1.5rem; } .usa-card--flag.usa-card--media-right .usa-card__media { left: auto; right: 0; } .usa-card--flag.usa-card--media-right .usa-card__media--inset { padding-left: 0; padding-right: 1.5rem; } .usa-card--flag.usa-card--media-right .usa-card__media--inset .usa-card__img { border-radius: 0; } .usa-card--flag.usa-card--media-right .usa-card__img { border-radius: 0; border-top-right-radius: calc( 0.5rem - 2px ); border-bottom-right-radius: calc( 0.5rem - 2px ); } .usa-card--flag.usa-card--media-right .usa-card__header, .usa-card--flag.usa-card--media-right .usa-card__body, .usa-card--flag.usa-card--media-right .usa-card__footer { margin-left: 0; margin-right: 15rem; } .usa-card--flag.usa-card--media-right .usa-card__media--exdent { margin-right: -2px; margin-left: 0; } .usa-card--flag.usa-card--media-right .usa-card__media--exdent .usa-card__img { border-radius: 0; border-bottom-right-radius: 0.5rem; border-top-right-radius: 0.5rem; } } .era-guidance-card-highlight { margin: 2rem 0 1rem; } .era-guidance-card-highlight--docs__icon { width: 8rem; height: 100%; fill: #565c65; } .era-guidance-card-highlight--docs .era-guidance-card-highlight--docs__media { width: inherit; } .program-highlight { background: #ffffff linear-gradient(30.09deg,#e3e3e3 -15.11%,rgba(0,48,91,0) 77.83%); padding: 2.5rem 2rem; } .program-highlight .program-highlight--title { font-weight: 400; font-family: 'merriweather'; line-height: 1; font-size: 2.5rem; } .program-highlight ul li a { border-bottom: 1px solid rgba(10,36,88,.25); font-family: decimal-medium_web,sans-serif; font-size: 1.1rem; font-weight: 400; line-height: 1.35; padding-bottom: 5px; text-decoration: none !important; word-break: keep-all; } .program-highlight ul li { margin: 20px 0; background: transparent url(); } .program-highlight--description { letter-spacing: 0; font-weight: 400; line-height: 1.34; opacity: .77; margin-top: 19px; margin-bottom: 0px; } .program-highlight--subtitle { text-transform: uppercase; font-weight: 400; letter-spacing: 2px; display: block; } .program-highlight ul { margin-bottom: 0; padding-left: 1rem; list-style: square; } .program-highlight li::marker { color: #a92423; } the homeowner assistance fund (haf) authorized by the american rescue plan act, provides $9.961 billion to support homeowners facing financial hardship associated with covid-19. haf funds were distributed to states, u.s. territories, and indian tribes. funds from haf may be used for assistance with mortgage payments, homeowner’s insurance, utility payments, and other specified purposes. through june 2024, haf-funded programs have assisted over 549,000 homeowners, helping to prevent mortgage delinquencies and defaults, foreclosures, losses of utilities and home energy services, and displacement. the data shows that the majority of haf assistance reached economically vulnerable and traditionally underserved homeowners, including low-income homeowners, homeowners of color, and female homeowners. further, available data has shown that foreclosure filings have remained below pre-pandemic levels.find homeowner assistanceview information about how to connect with homeowner assistance near you.find homeowner assistance in your areaquestions?program recipients with questions about reporting, technical issues, eligible uses of funds, or other items visit the self-service resources.self-service resources highlighted resourcestreasury offers a variety of resources to support successful haf program implementation and increase program transparency.strategic outreachdetermining eligibility with fact specific proxiesincome verificationcoordinating with servicersrecent updatesmay 2025reporting: on may 29, 2025, treasury released haf quarterly compliance data through q4 2024promising practice: on may 9, 2025, treasury published implementing enhanced program integrity measuresapril 2025guidance: on april 11, 2025, treasury updated the haf closeout resource with clarifications to information related to record retention, audit thresholds, and repayment of haf award funds.march 2025guidance: on march 5, 2025, treasury released the haf closeout checklist to support haf participants considering closing out their haf award before september 30, 2026.january 2025reporting: on january 17, 2025, treasury released haf quarterly compliance data through q3 2024october 2024reporting (tribes): on october 1, treasury published a resource supporting tribal governments submitting the haf quarterly and annual reports.september 2024reporting: on september 27, 2024, treasury released haf quarterly compliance data through q2 2024.reporting (notice for tribes): on september 17, treasury shared a notice with updated reporting requirements for tribes.guidance (tribal resources): on september 16, treasury published a resource on haf financial assistance 101 and a resource on introduction to procurement requirements for tribal entities.august 2024guidance: on may 30, omb published the compliance supplement. to view the relevant section on the treasury website please see the 2024 haf compliance supplement.july 2024haf self-service resource: on july 17, treasury updated the haf self-service resource.june 2024reporting: on june 26, 2024, treasury released haf quarterly compliance data through q1 2024.may 2024reporting resource (tribes): on april 26, id.me published a tribal user guide for identification verification.april 2024guidance (tribal resources): on april 2, treasury published a resource on subrecipient monitoring and management for tribal entities.march 2024reporting (closeout): on march 27, 2024, treasury published the haf closeout reporting user guidepromising practice (closeout): on march 27, 2024, treasury published haf closeout promising practices to share strategies to help ensure that the process goes smoothly and sets up homeowners and other partners for success in the future.blog: on march 19, 2024, treasury published the blog post haf at three-years old: building on lessons learned from hhf.reporting: on march 19, 2024, treasury released haf quarterly compliance data through q4 2023.february 2024reporting (closeout): on february 1, 2024, treasury released the haf closeout resource which provides an overview of haf closeout processes.reporting: on february 1, treasury released haf quarterly compliance data through q3 2023.january 2024reporting: the portal is now open for the haf q4 2023 quarterly report, due february 15, 2024. treasury published updates to the haf guidance on participant compliance and reporting responsibilities, homeowner assistance fund reporting faqs & haf quarterly report user guide.december 2023allocations (tribes): on december 6, treasury published an updated list of tribes and tribally designated housing entities participating in haf.november 2023haf self-service resource: on november 3, treasury updated the haf self-service resource.reporting (tribes): on november 3, treasury published a recorded webinar providing an overview of tribal government’s haf quarterly and annual reporting slides.october 2023reporting (notice): the portal is now open for the haf q3 2023 quarterly report and the haf annual report. all haf participants are required to submit the annual report and the q3 quarterly report. this will be the second quarterly report for tribal governments with allocations under $5 million and the department of hawaiian home lands. both reports are due november 15, 2023.reporting (tribes): on october 16, treasury published a resource supporting tribal governments submitting the haf quarterly and annual reports. reporting: on october 16, treasury released haf quarterly compliance data through q2 2023 and press release.promising practices: on october 16, treasury published a resource to assist local, state, territorial, and tribal governments in effectively using american rescue plan funds to help more households stay in their homes.september 2023guidance: on september 12, treasury posted the office of recovery program’s conflict of interest faqsguidance (tribal resources): on september 1, treasury published a recorded webinar on single audit compliance for tribal entities.august 2023promising practices: on august 9, treasury published a resource to support haf programs with expanding haf uses of funds. july 2023reporting: on july 14, treasury published updates to the homeowner assistance fund reporting faqsguidance (tribal resources): on july 12, treasury published a resource on single audit compliance for tribal entities. reporting: on july 7, treasury released haf quarterly compliance data through q1 2023 and press release.program and service design: on july 3, treasury published a resource to support haf programs with online application improvements.june 2023allocations (tribes): on june 27, treasury published the list of tribes and tribally designated housing entities participating in haf.guidance: on june 12, treasury published updated haf guidance with additional information regarding qualified expenses.may 2023guidance: on may 19, omb published the compliance supplement. to view the relevant section on the treasury website please see the 2023 haf compliance supplement program and service design: on may 15, treasury published a resource to support haf programs with strategies for determining eligibility of homeowners based on income.april 2023reporting: on april 7, treasury released haf quarterly compliance data through q4 2022 and overview.reporting: on april 7, treasury published updates to the homeowner assistance fund reporting faqspromising practices/program service & design: on april 5, treasury published resources to support haf programs with strategic outreach to homeowners and income verification approaches. additionally, an example of a covid-19 pandemic impact questionnaire was also published.allocations (tribes): on april 3, treasury published instructions for tribes to access allocation adjustment funds.march 2023guidance (tribes): on march 7, treasury published updated haf guidance that clarifies certain requirements for certain tribes and tribal entities.february 2023allocations (tribes): on february 14, treasury published the haf tribal allocation adjustment overview.reporting: on february 10, 2023 treasury released haf quarterly compliance data through q3 2022 and overview.january 2023reporting: treasury published updates to the homeowner assistance fund reporting faqsdecember 2022reporting: on december 2, 2022 treasury released haf quarterly compliance data through q2 2022 and overview.november 2022promising practices: treasury published a resource to support haf programs collaborate with servicers on november 18, 2022.reporting (tribes): treasury published a resource supporting tribal governments submitting the haf quarterly and annual reports. october 2022guidance resources (tribes): treasury published resources to support tribal governments submitting haf plans including a recording and slides. reporting: treasury published updates to the homeowner assistance fund reporting faqs & haf quarterly report user guide, and has published the haf annual report user guide.reporting (notice): the portal is now open for the haf q3 2022 quarterly report and the first haf annual report. all haf participants are required to submit the annual report and the q3 quarterly report. this will be the first quarterly report for tribal governments with allocations under $5 million and the department of hawaiian home lands. both reports are due november 15, 2022.august 2022guidance: treasury updated haf guidance on august 8, 2022 to provide additional guidance on the reimbursement of certain qualified expenses.july 2022program and service design: on july 21, treasury published a program and service design resource on tips on improving the design of your haf program. reporting: treasury published update to the following: homeowner assistance fund reporting faqs, haf quarterly report user guide, haf guidance on participant compliance and reporting responsibilitiesthe deadline for the haf annual performance report, as well as the first quarterly report for tribal governments with allocations under $5 million and the department of hawaiian home lands, has been postponed from august 15, 2022 to november 15, 2022.quarterly reports for states, territories, and tribal governments with allocations over $5 million are due on august 15, 2022. entities required to provide reporting by august 15 will receive an email from treasury shortly with additional information on quarterly reporting.april 2022haf plans: on april 6, 2022, treasury published approved haf plans for state programs.promising practices:  on april 6, 2022, treasury published promising practices for helping homeowners determine their best options and  strategic outreach.march 2022reporting: treasury published draft haf guidance on quarterly and annual reporting responsibilities for haf participants.  the draft haf guidance is open for public comment through april 14, 2022 and comments can be submitted to treasury by email at haf@treasury.gov.  please  include “haf quarterly and annual guidance comments” in the subject header of the email.february 2022guidance:  treasury updated haf guidance on february 24, 2022 to provide additional guidance on the use of program income, eligible housing counseling services, administrative expenses, eligible uses of funds, and approaches for household income verification.december 2021 update – deadline for notice of funds request: the deadline for a tribe, tribally designated housing entity (tdhe), or the department of hawaiian home lands to submit a notice of funds request has been extended to december 15, 2021.update—haf plans: treasury has published updated guidance and related materials for haf participants to use in the development of their haf plans. the haf plan submission portal is now online and available. consistent with the 14-day timeframe previously announced, haf participants representing states and territories should submit their completed plans or notify treasury of the date the participant will submit a completed plan, by august 20. this deadline does not apply to tribes and tribally designated entities (tdhes). all haf plans must be submitted through the online portal.view all updatesresources for tribestreasury has developed resources to help tribes implement their programs.haf reporting notice for tribes dated september 17, 2024designating haf points of contact by haf account administrators tribal resources for reportingidentity verification with id.me for tribal users2024 haf compliance supplementhaf tribal allocation adjustment overview and instructional slidesadditional instructional webinars and slidestribal affairs newsletter sign uppress releasesoctober 2024october 2: treasury has published the american rescue plan: expanding access to housing featuring stories about how treasury programs have helped families across the country access stable and affordable housing.march 2024on march 19th, treasury published data showing the homeowner assistance fund assisted helped keep more than 500,000 families in their homes and the blog post haf at three-years old: building on lessons learned from hhf.october 2023on october 23, treasury released a report providing new evidence that the recovery from the economic harm of the covid-19 pandemic was the most equitable recovery in recent history, supporting the housing stability of homeowners and renters alike. building on these findings, the biden-harris administration announced efforts to expand economic opportunity for communities of color and continue to close the racial wealth gap at the annual freedman’s bank forum.on october 16, treasury published data showing the homeowner assistance fund assisted nearly 400,000 families at risk of foreclosurejuly 2023on july 7th, treasury published data showing the homeowner assistance fund helped keep more than 300,000 families in their homesmarch 2023on march 14th, treasury published on american rescue plan’s second anniversary, treasury releases new data on act’s historic investments in economic growthmay 2022on may 6th, treasury published a statement from secretaries yellen, fudge, mcdonough, and vilsack on continued efforts to connect homeowners to pandemic relief

state housing initiatives partnership (ship) program

ship program dollars may be used to fund emergency repairs, new construction, rehabilitation, down payment and closing cost assistance, impact fees, construction and gap financing, mortgage buy-downs, and more.

governor announces housing loan program for military and veterans – florida department of veterans' affairs

florida department of veterans' affairs

housing finance authority of pinellas county - pinellas county

our mission is to provide safe, decent, affordable housing for low to moderate income households.  the hfa assists first-time home buyers and also works with local governments, non-profits and other public and private partners to provide funding for affordable multi-family rental housing.

florida hometown heroes mortgage qualifying guide

florida hometown heroes program qualifying guide for 2025. first time buyers down payment assistance for closing costs. 100% home loan.

va home loans

main entry page for the va loan guaranty service.

18 florida first-time home buyer assistance programs - nerdwallet

looking for first-time home buyer grants in florida? here are 18 statewide and local first-time home buyer assistance programs

down payment assistance

the housing finance authority provides loans to eligible home buyers to help them with down payment and closing costs

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